What To Do in Case of a Lost or Stolen Wells Fargo Debit Card? A Step-By-Step Guide
A lost or stolen debit card puts you at risk of having your sensitive data misused by unauthorized third parties, leading to financial losses and emotional distress.
Luckily, you can minimize the consequences by reporting the loss or theft promptly. This article will explain what to do in case of a lost or stolen Wells Fargo debit card and also cover:
- Consumer liabilities in case of loss, theft, or unauthorized use of your Wells Fargo debit card
- Consequences of compromised financial data you should be aware of
- Preventative measures you can take to protect your debit card from loss or theft
The information regarding Wells Fargo debit cards is current as of September 2023, the time of writing this article. You should contact the bank regularly to acquire the latest information.
What To Do When You Determine Your Wells Fargo Debit Card Has Been Lost or Stolen?
Once you notice that your Wells Fargo debit card is missing, you should do the following:
- Contact Wells Fargo Customer Service
- Request a replacement card
- Update the billing information for recurring payments
Contact Wells Fargo Customer Service
To avoid potential liabilities for unauthorized transactions, online purchases, and ATM withdrawals, you should contact customer support immediately to freeze your Wells Fargo debit card.
You can reach out to them using the following contact information:
How Do Privacy Virtual Cards Ensure Safe Online Transactions?
Each Privacy Virtual Card has a unique 16-digit card number, CVC code, and expiration date, and you can use it for online purchases as you would a regular debit card. While it is connected to your real debit card or bank account, it masks that information during online transactions. If a hacker manages to access the merchant’s server, they will only see your virtual card data, while your real card and bank details will remain confidential.
You can generate two types of Privacy Virtual Cards:
- Merchant-Locked Cards–lock to the first merchant you purchase at, ensuring that potential hackers can’t use them elsewhere.
- Single-Use Cards–close shortly after the first transaction, making them useless to potential hackers.
Privacy is PCI-DSS compliant and implements the same robust security measures as any reliable bank. The company holds a Better Business Bureau® (BBB) accreditation and commits to transparent business practices.
Privacy’s Additional Features for a Superb Online Shopping Experience
Besides protecting your financial information, Privacy ensures seamless online transactions with the following features:
- Customizable spending limits—You can set spending limits on each Privacy Card to prevent overcharging attempts from merchants and keep your budget under control.
- Browser extension—Privacy browser extension for Chrome, Safari, Edge, and Firefox accelerate checkout time during online purchases by autofilling your virtual card numbers in the checkout fields. If you want to checkout seamlessly on your iPhone and iPad, you can leverage the Safari extension for iOS devices.
- Pausing/unpausing and closing virtual cards—You can pause or close Privacy Virtual Cards instantly without it affecting your real debit card and bank account. This feature is beneficial for preventing unwanted subscription charges as Privacy will decline them once you pause or close your virtual card.
- Mobile app—Privacy’s Android and iOS app allows you to create and use virtual cards on the go. The push notifications can alert you whenever your virtual card has been used or declined, enabling you to track your account activity in real time.
How To Sign Up for Privacy
U.S. residents over the age of 18 with a checking account at a U.S. bank or credit union can sign up for Privacy Cards. Follow the steps below to get started:
- Register
- Provide the mandatory Know-Your-Customer (KYC) details
- Add a funding source, i.e., a checking account or a debit card
- Request and generate your first Privacy Card
Privacy offers three pricing plans. The Personal plan is free for domestic use and offers up to 12 new virtual cards a month, spending limits, the closing/pausing virtual cards feature, and access to mobile apps.
The Pro and Premium plans feature additional benefits such as:
- Up to 36 and 60 virtual cards per month, respectively
- 1% cashback on eligible purchases totaling up to $4,500 per month
- No foreign transaction fees
- Priority support
