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iTop VPN Review—Is It Safe?

Ashley Ferraro, Product
Jul 29, 2024
 • 
10
 Min Read
Protect Your Payments

Among the many ways to safeguard data against intrusion and theft, Virtual Private Networks (VPNs) have emerged as a popular piece of the online security toolkit, with 46% of American adults leveraging them to boost online privacy and security[1]. iTop VPN, an affordable option launched in 2016, is one of the services that cater to this growing demand[2]

In this iTop VPN review, we'll examine the VPN's features and functionalities, helping you decide whether it's a good choice for you. You'll also learn about additional methods that can help you boost your online security.

Disclaimer: Information contained in this review is accurate as of June 2024 and is subject to change. For up-to-date information, please refer to iTop VPN's website.

A Breakdown of iTop VPN's Features

An image showing a padlock with the word "hardened" stamped into it placed on a laptop's keyboard and lit with red light.
Source: FlyD

We'll review iTop VPN by looking into five key areas:

  1. Privacy and security features
  2. Speed and performance
  3. Global server network
  4. Device compatibility and support
  5. Pricing

Privacy and Security Features

iTop VPN doesn't log user data, ensuring that users' online activities remain untraceable[3]. However, iTop VPN doesn't explicitly state whether its no-logs policy is independently audited, which is something market leaders such as NordVPN and Proton VPN do.

iTop VPN provides a range of other security features:

  • Static IP—Useful for activities that require a consistent network identifier, such as accessing secure corporate networks[4]
  • Dynamic IP—Boosts privacy by varying the IP address regularly, making it harder for third parties to track users' online activities[4]
  • AES-256 encryption—Uses military-grade encryption to safeguard data from unauthorized access[5]
  • Chacha20 encryption—An alternative encryption method known for its high speed and strong security[2]
  • DNS protection—Ensures DNS queries are securely routed through the VPN to prevent potential data leaks[6]
  • Kill switch—Automatically disconnects the internet if the VPN connection drops, preventing accidental data exposure[7]
  • Split tunneling—Allows users to route parts of their internet traffic outside the VPN tunnel even when the iTop VPN is on[8]
  • Anti-tracking—Prevents advertisers and other entities from tracking users' browsing habits and collecting personal data[8]
  • Ad Block—Blocks intrusive ads for a smoother and safer browsing experience[8]
  • Protocol support—Uses OpenVPN in UDP and TCP modes, offering reliable and secure communications, and HTTPS for double encryption[8]

Speed and Performance

In various independent tests available online, iTop VPN has shown moderate to good speed and performance. Since the speed and performance of a VPN service depend on server congestion and server proximity to its users, iTop VPN's free plan might deliver slower speeds as it allows access to fewer servers.

Users who prioritize speed and performance can look into VPNs that are recognized for their high speed and reliability, such as ExpressVPN, CyberGhost VPN, and Private Internet Access VPN.

Global Server Network

An illustration of a globe and a metallic combination lock placed on a circuit board, with binary code in the background
Source: axbenabdellah

iTop VPN has a network with over 1,800 servers across 100+ locations in 45 countries[9]. Having access to more servers helps reduce server congestion, which might improve the VPN's speed and performance. 

A widespread network also allows users to find a server near them, and it gives them access to a broader range of local content or services. 

Users looking for a VPN with a broader global coverage might be interested in:

VPN Server Network
Bitdefender Premium VPN 4,000 servers in 50+ countries[10]
Surfshark VPN 3,200 servers in 100+ countries[11]
Urban VPN 530 servers in 80+ countries[12]
HideMyAss VPN 1,100+ servers in 290 locations[13]

Device Compatibility and Support

Device compatibility is crucial for ensuring seamless VPN usage across different platforms. iTop VPN is available on Windows, MacOS, iOS, and Android operating systems. The VPN can protect up to five devices simultaneously on a single subscription.

Customer support options provided by iTop VPN include:

  • 24/7 support
  • Feedback within the app
  • Email support
  • FAQ section
  • A blog for updates and tips

Pricing

To accommodate different user preferences and budgetary needs, iTop VPN has three standard plans[14]:

  1. Monthly plan—At $11.99 per month, this option is suitable for users looking for short-term VPN access without a long commitment.
  2. Six-month plan—At $41.99 every six months, this plan provides a balance between affordability and a longer subscription period.
  3. Annual plan—For $47.99 per year, users can enjoy significant savings compared to the monthly option. This plan is ideal for individuals seeking extended VPN protection at a lower monthly cost.

iTop VPN frequently offers seasonal discounts, such as the summer sale, where users can save up to 65% on the one-year plan[14]. As a special offer, iTop also includes a two-year plan, providing even greater value for those looking to secure their online activities long-term.

For those interested in trying out the service before committing, iTop VPN offers a free version. The free plan has a daily data cap of 700 MB[15], allowing users to experience its basic features at no cost and without registering for the service.

Other Methods of Boosting Online Privacy and Security

A cropped photo of a person typing on a laptop on top of a white table, with a smartphone and a pen nearby
Source: Karolina Kaboompics

Even though services like iTop VPN protect data during transmission, there are several risks VPNs may not safeguard against. Malicious software can infect your devices even if you're using a VPN, leading to data theft or system damage. 

VPNs also can't protect against data breaches of third-party services that store your sensitive details, and you can still be deceived into disclosing confidential information through sophisticated scams and fraud.

To boost the online security a VPN provides, consider these additional security methods:

  • Antivirus software—Regularly updated antivirus programs can detect and eliminate malware, providing robust protection against malicious attacks.
  • Multi-factor authentication (MFA)—Adding extra steps to verify identity when logging into personal accounts can reduce the risk of unauthorized access, especially if login credentials are compromised.
  • Password managers—Using strong, unique passwords for different accounts is essential, and password managers can help generate and store these securely.
  • Virtual cards—These cards shield sensitive financial details, reducing the risk of data exposure if a merchant experiences a data breach. While you can get virtual cards from banks like Capital One® and American Express®, independent providers like Privacy offer convenient spending controls on top of robust security.

Use Privacy Virtual Cards To Shield Sensitive Information

Privacy Virtual Cards consist of unique card numbers you can use at checkout to increase the protection of your sensitive financial data. These virtual cards act as a stand-in for your actual bank or debit card details, meaning that your financial information never leaves Privacy's servers.

As a PCI-DSS-compliant service provider, Privacy enhances data and account security through several key features:

  • AES-256 encryption—Privacy uses advanced encryption techniques to ensure that all your data are securely transmitted and stored, protecting your financial information from unauthorized access.
  • Two-factor authentication (2FA)—Privacy requires 2FA, adding an extra security measure to reduce the risk of unauthorized access to your account.
  • Transaction alerts—Privacy provides real-time alerts for all transactions, enabling you to monitor and respond quickly to any unusual activity.
  • Fraud investigation—Privacy offers dedicated fraud investigation support and will file a chargeback if the claim is valid, similar to the protections offered by your bank.

Privacy Card Types and Features

Privacy offers three types of virtual cards:

Card Type Explanation
Single-Use Cards
These cards are valid for one transaction only. They close shortly after use, providing maximum security for one-time purchases, especially on unfamiliar e-commerce sites.
Merchant-Locked Cards
Once used, these cards are "tied" to the merchant. If a hacker tries to use the card elsewhere, the transaction will be denied. They are ideal for recurring payments with trusted vendors and subscriptions, such as Netflix, Hulu, and Disney Plus.
Category-Locked Cards
These cards are restricted to a specific category of merchants, such as groceries or travel. This helps you control your budget and prevent unauthorized use in other categories.

Privacy allows you to set spending limits on your virtual cards, and every charge above the limit will be declined. This feature can help safeguard your account against hidden fees by sneaky merchants. 

You can also pause or close virtual cards at any time, and Privacy will decline any further charges on them. This feature helps protect you from potentially unauthorized charges.

A cropped photo of a person in a dark jacket holding a smartphone and an orange payment card, preparing to transact online
Source: Anete Lusina

Additional Convenience Features 

To streamline online transactions, Privacy offers several features:

  • Card Notes—You can add specific notes detailing when and where you intend to use each virtual card. This feature can help you keep detailed track of card usage, should you need to refer back to purchase details later.
  • Privacy App—Available on iOS and Android, the Privacy App lets you manage and monitor your virtual cards on the go.
  • Privacy Browser Extension—The browser extension is available on major browsers, including Chrome, Edge, Firefox, Safari, and Safari for iOS. It allows you to generate virtual cards and autofill their details at checkout, simplifying online purchases and enhancing security.
  • Shared Card—This feature lets you share your virtual card with trusted family members or friends. It is ideal for shared expenses, such as grocery purchases or joint subscriptions, providing a convenient way to manage collective spending while maintaining security.

Getting Your First Privacy Card

To get started with Privacy, follow four steps:

  1. Sign up for a Privacy account
  2. Provide the required details to verify your identity securely
  3. Connect your bank account or debit card to fund your Privacy account
  4. Request your first Privacy Card

Privacy offers four plans:

Plan Pricing
Benefits
Personal Free (for domestic purchases)
  • Generate up to 12 new cards monthly

  • Merchant-Locked & Single-Use Cards

  • Mobile app and browser extension for easy management

  • Spending limits and card pausing and closing 

Plus $5/month
  • Includes all features of the Personal plan

  • Generate up to 24 new cards monthly

  • Category-Locked Cards for budget management

  • Customizable Card Notes

  • Card Sharing feature for collaborative spending

  • Priority Support and Live Chat (Monday to Friday, 9 a.m. to 5 p.m. ET)

Pro $10/month
  • Includes all features of the Plus plan

  • Generate up to 36 new cards monthly

  • Earn 1% cashback on eligible purchases up to $4,500 per month

  • No foreign transaction fees

Premium $25/month
  • Includes everything under the Pro plan

  • Generate up to 60 virtual cards monthly

Privacy Cards are available to U.S. residents over 18 and with valid U.S. bank or credit union accounts.

References

[1] Security.org, https://www.security.org/resources/vpn-consumer-report-annual/, Sourced July 17, 2024.
[2] iTop VPN, https://www.itopvpn.com/about, Sourced June 28, 2024.
[3] iTop VPN, https://www.itopvpn.com/privacy, Sourced June 28, 2024.
[4] iTop VPN. https://www.itopvpn.com/blog/dynamic-ip-vpn-1304, Sourced June 28, 2024.
[5] iTop VPN, https://www.itopvpn.com/blog/256-bit-encryption-5226, Sourced June 28, 2024.
[6]iTop VPN, https://www.itopvpn.com/blog/dns-leak-test-2434, Sourced June 28, 2024.
[7] iTop VPN, https://www.itopvpn.com/kill-switch, Sourced June 28, 2024.
[8] iTop VPN, https://www.itopvpn.com/vpn-windows, Sourced July 17, 2024.
[9] iTop VPN, https://www.itopvpn.com/vpn-servers, Sourced June 28, 2024.
[10] Bitdefender, https://www.bitdefender.com/solutions/vpn.html, Sourced June 28, 2024.
[11] Surfshark Customer Support, https://support.surfshark.com/hc/en-us/articles/360003069614-Server-locations#, source July 17, 2024
[12] Urban VPN, https://www.urban-vpn.com/faq/#, Sourced June 28, 2024.
[13] HMA, https://www.hidemyass.com/features, Sourced June 28, 2024.
[14] iTop VPN, https://www.itopvpn.com/store?, Sourced June 28, 2024. 
[15] iTop VPN, https://www.itopvpn.com/blog/vpn-for-windows-2, Sourced June 28, 2024. 
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